Terms of Service

Welcome to My Debt Solved. This User Agreement (“Agreement”) is a legal contract between you and My Debt Solved (“MDS”). These Terms of Service govern your use of our website, MyDebtSolved.com, and any related services or platforms that we own, control, or make available.

By accessing or using our website, you agree to these Terms of Service, which affect your legal rights. Please read carefully, including the mandatory arbitration provision below.

1. Eligibility & Privacy

Our services are available only to individuals who are at least 18 years old and lawful residents of the United States. By submitting information, you represent that you meet these requirements.

Additional terms may apply to certain services or third-party offerings. In the event of a conflict, these Terms will take precedence. Please review our Privacy Policy for details on how we handle personal information.

2. Services

My Debt Solved provides access to debt relief solutions and related services. By requesting information, you agree that we may share your details with trusted partners to connect you with the programs you seek. By providing your contact information, you consent to being contacted by phone, text, email, or mail, even if you are on a Do Not Call list.

3. Modifications

We may update or modify these Terms at any time. Continued use of our website after updates constitutes acceptance of the revised Terms.

4. License

We grant you a limited, non-transferable license to use our website for personal purposes. Unauthorized reproduction, distribution, or commercial use of our content is strictly prohibited.

5. Prohibited Conduct

You agree not to misuse our website, including but not limited to: posting unlawful or offensive content, attempting to disrupt site operations, impersonating others, committing fraud, or using automated tools (bots, scrapers) without authorization.

6. Ownership

All content, design, and intellectual property on this website belong to My Debt Solved or its licensors. Unauthorized use is strictly prohibited.

7. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the content, products, or services offered on those sites. Your dealings with third parties are solely between you and them.

8. Termination

We reserve the right to suspend or terminate access to our website at any time, without prior notice. If you are dissatisfied with our services, your sole remedy is to discontinue use.

9. Indemnification

You agree to indemnify and hold harmless My Debt Solved, its employees, agents, and partners from any claims, damages, or expenses resulting from your use of the website or violation of these Terms.

10. Disclaimers

Our website and services are provided “as is” and “as available.” We make no warranties regarding availability, accuracy, or reliability, and disclaim all implied warranties to the fullest extent permitted by law.

11. Limitation of Liability

My Debt Solved shall not be liable for indirect, incidental, or consequential damages arising from your use of the website. Liability is limited to the maximum extent permitted by law.

12. Release

By using our website, you release My Debt Solved and its affiliates from claims or damages arising out of your interactions with third-party providers or your use of the website.

13. Governing Law & Arbitration

These Terms are governed by the laws of the State of California. Any disputes shall be resolved through binding arbitration on an individual basis, not in court or as part of a class action, except as otherwise required by law.

14. Miscellaneous

These Terms, together with our Privacy Policy, represent the entire agreement between you and My Debt Solved. If any provision is found invalid, the remaining provisions remain enforceable.